985 Fern Ave, Imperial Beach, CA 91932 (MLS # 250042728)
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ASSUMABLE VA LOAN | LARGE CORNER LOT | ADU/JADU POTENTIAL Coastal charm meets investment potential on this spacious corner lot in Imperial Beach. This single-level home offers a permitted 3BR/1BA layout plus a versatile bonus suite from the former garage - complete with its own entrance, bedroom, bath, and living/sleep space. Ideal for guests, multigenerational living, or rental income. The outdoor area was expanded via a city-approved fence encroachment. The oversized yard is a private retreat with a new concrete lounge and fire pit - great for entertaining or relaxing. Wide frontage and lot design make future planning straightforward, with potential for an ADU and JADU under Imperial Beach's pre-approved program (buyer to verify). A whole-home water filtration and softener system protects plumbing, fixtures, and appliances, and conveys with sale. Enjoy the laid-back lifestyle minutes from Seacoast Drive and the beach. The coast hosts the SDGirls Run Club and offers surf at IB Pier, plus ice cream shops, beachside cafes, lively indoor/outdoor bars, a dog-friendly beach, and ocean sunsets. Stroll to the monthly Farmers Market at Veterans Park, with playgrounds, picnic space, a soccer field, and the Imperial Beach Library. Or explore the remodeled Egger-South Bay Park and the Bayshore Bikeway - both within walking distance. Off-street parking for two plus abundant street parking. Best of all, an assumable VA loan at 4.25% (for qualified buyers) can reduce monthly payments versus today's rates - unlocking coastal living with growth potential now and for years to come.
| DAYS ON MARKET | 1 | LAST UPDATED | 10/28/2025 |
|---|---|---|---|
| TRACT | IMPERIAL BEACH | YEAR BUILT | 1954 |
| COMMUNITY | South Bay | COUNTY | San Diego |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| ADDITIONAL DETAILS | |
| APPLIANCES | Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Water Purifier, Water Softener |
|---|---|
| AREA | South Bay |
| CONSTRUCTION | Stone, Stucco |
| HEAT | Natural Gas |
| LOT | 6098 sq ft |
| LOT DIMENSIONS | 4,000-7,499 SF |
| STORIES | 1 |
| SUBDIVISION | IMPERIAL BEACH |
| UTILITIES | Sewer Connected |
TOTAL MONTHLY PAYMENT
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Properties on this website was last updated as recently as 10/29/25 4:59 AM PDT.
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